Coverage for
Every Chapter
Home, car, business, health — life on the Outer Banks means unique insurance needs. We know how to protect all of it.
Home & Personal
Insurance
Parrish Insurance specializes in protecting everything you call home — from your primary residence to vacation properties and rental homes along the coast. We partner with multiple carriers to find competitive pricing and exceptional coverage tailored to your situation.
Dwelling, personal property, liability, and additional living expenses coverage.
Affordable protection for your belongings and liability when you rent.
Specialized policies for investment properties, seasonal homes, and short-term rentals.
Coverage for your unit, belongings, and liability — coordinated with your HOA's master policy.
An extra layer of liability protection above your home and auto policies.
Auto Insurance
Whether you're navigating the Beach Road or heading up to the mainland, we'll make sure you're covered. We work with multiple carriers to find you the right auto policy — not just the cheapest, but the most protective.
Liability, collision, comprehensive, uninsured motorist, and more.
Vehicles used for business purposes need specialized coverage — we've got it.
Bundle multiple vehicles or combine with your home policy for savings.
Business Insurance
From the surf shops and seafood restaurants of the OBX to contractors, landlords, and service businesses across northeastern NC — we understand that your livelihood deserves as much protection as your home.
Combines commercial property and general liability in one affordable package.
Protection against third-party claims for bodily injury and property damage.
Fleet and individual commercial vehicle coverage for business operations.
Required coverage for businesses with employees in North Carolina.
Health Insurance
Navigating the health insurance market can feel overwhelming. Tanya Parrish specializes in cutting through the confusion — helping individuals and families find coverage that fits their needs and their budget.
Comprehensive health plans from multiple carriers for individuals and families.
We'll help you find out if you qualify for tax credits or subsidies through the Marketplace — even outside of open enrollment if you qualify for a special enrollment period.
Approaching 65? We can walk you through your Medicare options and supplemental coverage.
💡 Even if it's not open enrollment, you may qualify for a Special Enrollment Period due to a life event (job loss, marriage, new baby, etc.). Contact us to find out.
RV & Specialty
Insurance
Life on (and around) the water creates unique coverage needs. We offer specialty policies for the recreational side of life on the Outer Banks.
Full-timer, seasonal, and storage coverage for motorhomes, campers, and travel trailers.
Protection for your boat, personal watercraft, and on-water liability.
Flood Insurance
Standard homeowners insurance does not cover flood damage. Living on a barrier island means flood risk is real — and often required by lenders for properties in flood zones. We work with Neptune Flood and other carriers to provide NFIP and private flood insurance options.
We'll help you compare federal program rates against private market options to find the best value.
Most flood policies don't take effect for 30 days. Don't wait until a storm is in the forecast.
Properties in FEMA Special Flood Hazard Areas typically must carry flood insurance.
We'll Figure It Out Together
Tell us what you're looking to protect and we'll recommend the right coverage — no jargon, no pressure.